Warren Buffett Does It!

Posted on October 19, 2011 by Silva

Recently I discovered that my hairdresser of 20 years is married to the niece of Warren Buffett who, without a doubt, is one of the greatest investors of all time. Through good and bad, he has created and maintained his wealth through the stock market and wise business choices. As I looked over his principles for success, I soon realized that they could very easily be applied in building our own life and/or business.

Adhere to a proven strategy.
Buffett’s success has often been attributed to his extraordinary patience and discipline, never deviating from his proven investment strategy.

Most people spend more time planning where they’re going to eat or go during the holidays than they do planning where they wish to be in the next 5 years, personally or professionally. If you have not outlined a solid strategy to keep you focused, how can you hope to expand your joy and financial independence? It’s far too easy to get distracted by all the shiny objects in the market disguised as “opportunities”. It’s sad to say that many of those so called “Get Rich Quick” methods don’t work out as expected.  So, design your own plan and stick with it!

At times, it’s best to do nothing.
“The trick is, when there is nothing to do – do nothing.”, states Warren Buffett. This reminds me of another powerful quote from Franklin D. Roosevelt, “When you come to the end of your rope, tie a knot and hang on.”

There are stages in our life or business growth when the best thing to do while faced with a challenge is to take a deep breath, relax, let the wave pass and then slowly swim back to shore. Taking time out to reflect could mean a world of difference if you are in the middle of a negotiation for your business or a new life path.

Specialize – Don’t diversify.
Buffett’s primary wealth comes from investing the bulk of his funds in a few companies, despite the fact that most stock brokers suggest diversifying. This sounds much like playing to lose, rather than playing to win. In fact, successful entreprenuers specialize.  How many areas of your life are you trying to get off the ground? Try to choose just one at a time to focus on and you’ll begin to see results.

Invest for value.
Buffett is a value investor who says, “It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.” That’s the same philosophy in Real Estate, “It’s best to buy the worst house in a great neighborhood than buying the best house in the worst neighborhood.” This runs true in our own lives. It’s best to focus on understanding your own personal strengths rather than your weaknesses.  If you realize your true value, others will be more willing to invest in you or your business. Think about it. Would you rather invest in something that is based on a foundation of weakness or strength?

Invest for the long haul.
Buffett admits he can’t predict which way the markets will move in the short-term and he is quite certain no one else can either. So instead, he takes a long-term view of the market saying, “If you don’t feel comfortable owning a stock for 10 years, you shouldn’t own it for 10 minutes.”

The same rings true for those who embark in a relationship, despite seeing the red flags, or even in your business. Are you comitting to work with a client that you can’t stand simply hoping it will all work out in the long run? Sometimes we need to know that it’s ok to cut our losses and move forward before we are too deep in a situation.

Don’t invest in anything you don’t understand.
During the boom years, investors’ hunger for returns took them into exotic terrain, whether they realized it or not. Promoters often promised large profits using opaque schemes and the same is starting to happen again as the new property cycle rolls on. Warren Buffett never invests in anything he doesn’t understand – nor should you. Don’t waste time making new friendships or starting a business if you don’t understand or appreciate the value they may add to your life. Eventually you may take them forgranted or just give up on them altogether. It’s easier to stay focused on something when we understand the benefits it will have in our life or business.

Manage your risks.
One common error is not having sufficient financial buffers to see you through from one property cycle to the next. Your inner spiritual and mental strength needs to be in order if you are about to embark on a new personal or professional life. Can you handle the worst case scenarios? Do you have a back up plan? If yes, then move forward.

A final lesson from the master is that bad times will come and go with surprising frequency over our lifetime, but if we have a plan and stay focused on sound strategies, we can move forward and build our dream lifestyle!

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5 STEPS TO LIVING BIG!

Posted on October 7, 2011 by Silva

Are you tired of living small? It’s that feeling of you know that you can do better, but for some reason or another, you are not. I know, been there and done that! I found out the hard way what I am about to share with you.

In order to truly dream big and live large, we have to dig down deep and find out exactly what that means for each of us individually.  Here are the 5 steps to living the life or creating the business you truly desire:

Step 1: Get Lost!
The best way to find yourself is to get lost.  It’s true you should try and reconnect with yourself and have your “me” time at least once a week, but for this step, I am talking about something bigger.  I mean really get lost in your own world.  Set out a time to really sit down and blueprint the life or business you truly desire!  Just by taking this special time out for yourself, you will discover hobbies, dreams and beliefs that once were part of you but became disconnected, due to life’s pressures.  This is the time to reconnect with the big picture of your life or self and you may even realize new passions, joys or aspirations you have!     

Step 2: Get Naked!
Peel off all of those exterior layers and get down to the core of who you are!  If this involves literally getting naked in front of a mirror, then do so!  It is extremely important to know yourself better than anybody else.  Be sure to discover your strengths and weaknesses, as this will support building your dream lifestyle.  By doing so, nobody else will ever have the power to use words or judgments to penetrate your soul.  It allows us to block out the labels and opinions of others, as well as our own ego, and just be.  Think about newborn babies and take yourself back to that point of sheer innocence and vulnerability.

Step 3: Get Real!
This is your chance to take ownership of who you really are!  Be honest with yourself and don’t get distracted by shiny objects.  Define what you need and don’t need, your dreams, goals and perfect lifestyle… all by your standards only!  Once you have that all figured out, make sure you truly embrace it because this is the real you.  Your perfect self!

Step 4: Get Passionate!
In order to live big, you must discover how passionate you really are about this big picture of life/business concept.  If you don’t feel the burning desire inside for this new journey/life/business, then what is the point?  By defining your truest passion in life and feeling that fire inside, you never leave room for doubt to enter your mind.  Many people may find excuses to not live out their passions because of financial or personal challenges.  The truth is that if you truly are passionate about it, you will seek out the necessary tools and people to make it happen!  If not, perhaps it isn’t your true passion, in which case you need to go back to step one and start over.  Once you find something that you consider to be the most incredible thing ever and that you’re never going to let go of it until you get it to the point of fruition, that is when you have succeeded at finding your true passion!

Step 5: Get Committed!
No, no.  I don’t mean to the insane asylum.  I mean get committed to yourself!  Now that you have realized your perfect lifestyle/business concept and discovered who you truly are, commit to keeping yourself this way and fighting for it!  While it’s wonderful to stick with your vision, be sure to leave yourself open for other opportunities to come to you.  You may start on one path, but something even more grand could come your way that you weren’t expecting.  The point is, stay true and committed to yourself and you will never go wrong in life! 

Take time out this weekend and explore these 5 steps and discover the passionate you within. No matter what happens along the way, remember to dream big but live bigger!

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Change – Why Resist?

Posted on October 3, 2011 by Silva

The weather is finally beginning to change in Los Angeles and I have been so looking forward to it! Since I live up in the hills, when fall comes around, I get to wake up in the morning and see the fog covering the city with just a few of the tree tops peeking out… it makes me feel all snugly. As the seasons turn, I’m reminded that there is no getting around change. It’s the universal law. Seasons change, leaves change, people change and our lifestyles change. Hooray for that! 

I remember when I was very young, my family and I moved from a small city to Baghdad, Iraq, and from there we moved to Sydney, Australia, then I moved to Europe for a while and finally settled in Los Angeles. Despite the emotions and uncertainty involved, moving to different places has been a blessing and led me to live out my passions and dreams!

Every form of growth and success depends upon change, but even just hearing that word throws most people into a frenzy and heightens their anxiety level. Everything in the universe changes: Seasons, leaves, flowers, people, style and our taste. These changes seem to make life more beautiful; so, why do we fear it so much?

Perhaps it depends on whether the change is voluntary or involuntary.  Voluntary change is when we take a look at our life and decide on our own that it needs to change, such as expanding our business or finding a more loving relationship.  Involuntary change is when we are put in a situation that gives us a rude awakening and forces us to make changes in our life.  The difference is whether or not we have control over the change… which sounds more appealing? If you’re like me and wish to remain in control of the changes occurring in your life, here are a few tips you may find helpful: 

1. Stop making excuses: The new life will not begin until you make a commitment to the change that you would like to realize in your life.

2. Don’t overreact: Take a deep breath and reflect on the big picture and what will you gain from this change. It may not be easy, but it will definitely be worth it!

 3. Get excited about the journey! It is important to remember that change does not happen overnight.  Treat it as an adventure and enjoy the small stepping stones to getting where you want.

4. Surround yourself with like-minded people. By doing so, you begin to adopt their way of thinking and will find it easier to make the necessary change.

5. Adopt the “already have it” attitude!  As they say, “when in Rome, do as the Romans do”. 

I know change is never easy, but I’ve come to celebrate it, as every change has caused me to expand my mind to new adventure and growth. After all, change is about letting go of the old so that the new can be born into your life and, oftentimes, these changes make life even better!  So, what changes have occurred (voluntary or involuntary) that have caused your life to go in a positive direction?

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Having It All!

Posted on September 20, 2011 by Silva

In the newly released movie “I Don’t Know How She Does It”, Sarah Jessica Parker plays Kate Reddy, a modern day working mother trying desperately to juggle marriage, children and a stressful career. Kate is overly concerned about the well-being of her nanny first, followed by the well-being of her husband, Richard Reddy (played by Greg Kinnear). In one scene, she even admits to her husband that it would be easier if he left, rather than the nanny. Ouch! But, then again, I can understand how she might feel that way. Despite the fact that I do not have children of my own, I have many friends with children, including my own brother, whose kids I absolutely adore and long to spend time with them whenever I am in Sydney. Usually, my first weekend there is devoted to my niece and nephew, but after spending the first full day with them I find myself looking for a brief serenity escape. Their energy and enthusiam are contagious but oh so exhausting, especially when you are trying to fight jet lag!

Kids can be very rewarding for some, yet overwhelming for others. For example, kids these days learn the art of negotations at a very early age. They constantly seem to be negotiating for toys, trips or other goodies and they never leave you alone until you have actually delivered. Trying to get them up and ready for school in a timely fashion can be nerve wracking, between making their lunch, feeding them breakfast and making sure they’re dressed appropriately. Now, combine that with a full time job and everything suddenly becomes a tricky balancing act.

For those of us without children due to choice, are we selfish or are we content with our lives as they are… feeling like we “have it all” already?

In today’s society, women at times feel pressured to “have it all”, which often means kids, a husband, a career, etc. and find a way to manage it. But often, many women buckle under the pressure of trying to maintain a lifestyle that may not make them happy, just because society has set a standard for them. But who decides what it means to “have it all”? The truth is, it’s YOU. It’s your choice what it means to “have it all”. For some people, it means getting married and having kids, having a high paying job, and owning a mansion in the Hollywood Hills. To others, it means having a small house in the countryside, living by themselves with their pet dog. The key is to be clear about what “having it all” means for your life and finding a way to make it happen. The path to a happy and fulfilling life is to design and live the life WE have always envisioned for ourselves… not the life that someone else feels we should be living.

So, tell me… what does “having it all” mean to you? Do you “have it all” already? If not, how are you working to attain “it all” and live the life you’ve always dreamed?

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The Good Life By Design!

Posted on September 13, 2011 by Silva

Life is a masterpiece that we get to create based on our own vision of the lifestyle that we would like to enjoy. Over the years, I have found a fun way to fulfill my vision… through my “Passions & Dreams Collage”, which I started back in 1992. Here’s how I do it:

First, I gather up a frame, scissors, glue, as many books, magazines, or even mail order brochures, as I can find, and, finally, a cup of hot tea, glass of wine, or chocolates. Then, I make myself comfortable either on my bed or the living room floor, where I separate the frame from its dull, boring backing and create my own backing using bright, colorful paper.

Next, I flip through each page of the printed material in search of words, images, letters, pictures of cities I’d like to live or work in… anything that relates to creating a visual image of my dream life! And then, one by one, in no particular order, I glue them onto the new backing. When I feel I have everything I need, I add some glittery stars here and there and a few golden ribbons across the front. Once it’s completed, I hang it on either my bedroom or bathroom wall, or, if it’s small enough, I place it on the nightstand by my bed, so that it is the last thing I see before I go to sleep and the first thing I see when I wake up.

Give it a try! Not only will you have fun creating it, but looking at your collage/wish list everyday will have an affect on you internally, reminding you of your goals and dreams and helping you to realize them more quickly. Your collage may even change over time. You can add or remove things from the collage as your life transforms. But no matter what it looks like now or how it changes over time, putting your ideal lifestyle on paper will just be the first step to realizing it and making your dreams come true!

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7 Steps to Jump-Start Your Life!

Posted on September 6, 2011 by Silva

Every child has a dream about what they want to be when they grow up.  Sometimes they want to be a doctor.  Sometimes a teacher.  Sometimes a veterinarian.  But no matter what, as they grow older, most of these dreams fizzle out or change dramatically.  This is a pretty normal occurrence in everyone’s life.  Sometimes people know exactly what they want to do and execute a plan to get there.  Others have no idea what their passion in life is and they have to discover it by trial and error, which is exactly what I did. 

When I was younger, my first thought was that I wanted to be a flight attendant, as I loved the idea of traveling to exotic locations and meeting new people.  Then I wanted to be a decorator because I loved how my mom used to change the rooms around in our home.  But then, by chance, I started working at The Sydney Morning Herald and my passion for publishing was born.  That’s when I decided to sign up for publishing/marketing classes.

This passion carried through to the U.S., as my first job here was as a Production Coordinator for Architectural Digest magazine.  From there, my passion for home decorating was reignited and, once again, faith took control and suddenly I found myself in the real estate industry as a realtor and then designer.  And now as an author and lifestyle and property developer, it just amazes me how one passion in life can ignite, or even reignite, another and all of a sudden all of my passions and dreams finally came together full circle.

Well, it took me quite some time to figure out what my true passions and dreams were, but in order for me to even realize them, I had to make sure I was awake, aware and ready to receive them.   After going through my journey, I realized that I never would be where I am today without these 7 steps to awakening my deepest desires:

1.  Acknowledge.  Take time out to affirm where you are in life right now and how you got there.

2.  Accept the fact that you are in your present situation because of your own doing and no one else’s.  The good news is this means you have the power to change it, as well!

3.  Commit to seeking out the steps to taking your life from where it is right now and creating your ideal lifestyle.

4.  Ignite passion back into your dreams.  This says it all.

5.  Define your purpose in life.  What is it that you want to be remembered for? Every life has a purpose. Living it becomes your mission.

6.  Outline your stepping stone to success.

7.  Start living with the “Already have it” attitude!

Whether you’re still a teenager or in your 80′s and whether you know what you want to do with your life or not, you have the power to be whatever you desire.  These 7 steps helped me find my true passion.  What has helped you realize your passions and dreams in life??

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Is Fear Controlling Your Business?

Posted on August 15, 2011 by Silva

The quick response to this question is usually “NO”,  But really, let’s think about this for a second.  Have you recently said “yes” to a client’s demand despite the fact that you really wanted to say “no”?  Did you just take on a new client when your gut feeling said, “This could be trouble?”  And you still think that fear is not controlling your life?

It’s not easy to admit that fear is the one controlling our financial life, as it may expose the depth of our low self-esteem.  I can relate; I spent most of my life living with fear, even while I was being recognized as a successful individual.  Now and then I was able to stand up, push the fear aside and commit to my beliefs and desires, but they were always short-lived until I realized exactly what was causing me to relinquish power over my life.

What people don’t understand is that fear does not just affect your personal life but also your business life.  Operating due to the fear factor will do nothing but land you at a dead end.  Let’s explore how this is possible from the current real estate market and industry standpoint.

Homeowners are losing their jobs/income and as a consequence, feel that losing their home is the only option.  But this is not so.  The foreclosure rates are increasing and the government is sitting on more than 240,000 homes that they don’t know what to do with.  In fact, the last thing banks want to do is take your house away from you.  Last week I started to spread the message of “Don’t Walk Away From Your Home” as a way to help our economy by keeping current homeowners in their home.  This message empowers people by showing different ways to increase their income and go through the loan modification process.  Many dedicated realtors are working with their clients through this difficult time; however, I did hear from a few realtors who were upset with my message.  They felt that I was stopping people from selling their homes through short sale and hence, reducing business for them.  This is fear talking.  My response to them was:  as a realtor, why did you get into this business?  Most  want to make money by helping their clients realize the “American Dream” of homeownership.  So now, when they are experiencing financial difficulties, would you want to pull the house from them by selling it low just so you can earn a comission?  How about focusing on finding ways or connecting your clients to resources that can help keep them in their home?  Who knows?   They may just refer that next new client to you simply because you care.

In a time where fear seems to be taking over, now is the best time for us as individuals, to re-invent our way of thinking, stare fear in the face and dare to discover different ways to increase our income.  By going through these challenging times as a team and fighting off fear, we can regain control of our personal and business lives and hence, improve our economy in general. We can do it!

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To Eat or Not To Eat?

Posted on August 8, 2011 by Silva

WAKE UP!  How many times have you made and kept a New Year’s resolution to lose weight?  The holidays are a time to enjoy amazing food, sweets and egg noggs and most of us have that little voice inside your head that is screaming, “You are going to pay for this one!  Remember that dress that you’re planning on wearing for the New Year’s Eve party?”  But you ignore the little voice and justify your indulgence.  Then, on New Year’s Eve as you sit in that beautiful, barely-fitting dress, you are suddenly inspired to lose the weight.  This seems to be a neverending cycle.  Let’s put an end to this madness and give you back control of your life!

This week on my blogtalkradio show, I will be speaking with Dr. Julie Ann Cohn about her own personal battle with weight loss and how she was able to trim her 260 lbs. body into a healthy 125 lbs.  Our pre-show conversation leads me to write this blog and share my personal tips on this topic.

1. Delete the word “diet” from your vocabulary!  The word “diet” means: To regulate the food of, especially in order to improve the physical condition.  I don’t know about you, but when I’m restricted from doing something, it makes me want to do it even more.  I think the primary reason why most diets fail is because it’s someone else’s concept of what you should or shouldn’t eat.  Most diets leave you cranky and starving and tend to lead to unhealthy eating habits that drain our energy.  Just change your mindset and you are halfway there!

2. Know Thy Self!  Know about your body and how it functions. How does it process certain foods?  What is your metabolism?  Recognize food triggers that make you overeat or feel lethargic.  Begin to develop healthy eating habits, such as not eating in front of the TV or computer (this keeps us from focusing on what and how much we are eating).  If you begin to take charge of your food environment (for example, when you eat, how much you eat and what foods are available), you will feel more empowered about your journey.

3.  Take control of your thoughts.  What are your hopes and dreams and how is your self-image affecting your journey towards your dreams?  No matter what age you are, the worst thing you could do is cheat yourself out of living your dreams because of your weight.  Start by standing in front of the mirror and take a long deep look at yourself and say out loud, “I love you too much to let you not fulfill your dreams.  From this point on I promise to take better care of you.”  A long time ago I decided what my goals would be and knew my body would be the most important tool to get there.  I knew that I had to take care of it as best I could.  Now, this is not to say that I don’t treat myself every now and then (we all deserve it), but I am aware of the frequency and don’t let my indulgences become habits.  Taking control of your life and managing your thoughts helps you increase self-esteem and confidence and that is the most important thing to help get you where you want to be in life.

4. Stop buying bigger clothes.  How many times have you caught yourself shopping for bigger clothes and when you are trying on the bigger size, you think to yourself, “This is loose on me.. I must have lost weight!”  Not too long after, once it becomes more snug, you go back to the store only to buy a larger size.  And the cycle goes on and on until you think to yourself, “Am I really that big?”  Before this becomes an issue, don’t buy bigger sized clothes.  Instead, set a goal for that month to lose the added pounds so you can fit into your dreamy jeans or dress for a special event.  Give yourself an incentive by hanging it on your bedroom door so it is the first thing you see in the morning and the last thing before you go to sleep.  I know it works.  Just keep your eye on the prize!

5. Don’t aim for an exact weight level.  Focus on retaining a healthy lifestyle where you are comfortable with your energy level, your clothes and your appearance.  Love yourself when you look in the mirror.  For some people, medical conditions or medications interfere with their weight loss efforts, but having any of these conditions is an even greater reason to get to know your body.  Accept the fact and make the best of it.

Staying healthy is an everyday choice.  I love eating chocolate, ice cream, and my mom’s cooking, but if I choose to eat these things too often and without moderation, it is very easy for me to gain a lot of weight.  However, I am so committed to my journey in life and I can’t afford to cheat myself from that joy.  So, when I am about to overdo it, before I take that next serving, I remind myself of the price I will have to pay in the following weeks and I just say, “Why bother?”

Your body can empower you by walking you through doors you once thought were shut.  It projects your confidence as it transports you through the many stages of your life.  Balance and moderation are the only ways to create success in any aspect of your life.  But it all begins with you.  Wake up and respect your body and its existence.  I would love to hear your lifestyle secrets and how they are inspiring you to live out your dreams!

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“Judging Others Doesn’t Define Them… It Defines Us”

Posted on August 1, 2011 by Silva

You’re about to meet a total stranger.  You know she has a background in business; so, you assume she will be friendly, hospitable and open.  You arrive and it is nothing like you expected.  She is standoffish, abrasive and hard to read.  Before you know it, she starts to rub off on you and you begin to mirror her attitude, almost to the point where you can’t take anymore and want to leave.  Lucky for you, your wonderful friend is with you and she encourages you to stick around.  Trying not to let it bother you, you’re then hit by a bombshell when you discover that this woman is a single parent to a young son with non-functioning kidneys who constantly requires dialysis and hospital visits and they just came back from the hospital with more bad news about his health.  Meanwhile, you notice that she is also caring for three small terrier dogs, one of which is almost paralyzed and requires dedicated care.  Suddenly, it’s easier to put this woman’s actions into perspective and you find your face muscles relaxing where a frown once was, as compassion and understanding take over.

While we’re busy judging others, we can easily lose ourselves and give into sensation by trying to give the person a “dose of their own medicine”.  Judging others is toxic and causes us to lose opportunities in knowing amazing people who can motivate us to transform our lives.  Think about the story above.  It started out with a woman who seemed to have personality flaws and then changed into a story of strength and perseverance for this overwhelmingly incredible woman, who is trying to cope with all of the things she has going on in her life.  The most powerful thing about her being is that she is trying not only to survive but thrive.

Whether we know them or not, behind every person is an untold story.  A story that could spark us to wake up and jump-start our lives.  Just like calling someone “fat” will not make you skinnier and calling someone “ugly” will not make you prettier, judging someone will not improve your self-worth; it will only hold you back from living out your passions and dreams.  Resist the temptation to judge someone.  Rather, dare to discover who they really are.  You never know, by getting them to open up about themselves, you may find the key to jump-starting your own life.

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Which is Older… Your Age or Your Spirit?

Posted on July 25, 2011 by Silva

Are you feeling sexy, sassy and confident yet people encourage you to “Act your age”?

In high school, I thought the age of 19 was old… until I got there.  Then I thought 30 was old… until I got there.  Then I thought 40 was old… well, you know where I am going with this!  No matter your age bracket, whenever you look at others who are older than you number-wise, you tend to think, “Am I going to look like that when I’m their age?”

Recently, I was returning from a trip to Sydney, Australia.  While my documents and passport were being checked at the immigration booth, I noticed the two women kept looking back and forth between my passport and me.  I thought, “Perhaps they noticed that I just came back from South America, or maybe it’s the fact that I was born in Iraq.”  To my surprise, one of them finally looked at me and said, “How do you do it?  How do you look so young?  Your date of birth is in the 1950′s!”  After processing her comment, I laughed and said, “Thank you.  Now I have something to smile about during my fourteen hour flight back home.”

It’s true.  The older we are, the happier we are to be told that we look younger than our actual age.  But even if we don’t physically look younger, it’s still possible to get that, “How do you look so young?” reaction from people.  It’s not only our physical features, it’s in the way we present ourselves:  the way we dress, the way we think, our attitude and the way we express and take care of ourselves.  It’s up to us to create the “I’m way younger than I actually am” aura about us.

Just like a good wine, we get better and better with age.  I feel more passionate about my life than ever before and I’m sure I’m not alone.  Let’s celebrate this sensational time in our lives by sharing our stories and inspiring other women to join us in our quest to show the world that they are fabulous…  No matter their actual age!  Tell me what you’re passionate about in your life by commenting here or posting on Facebook by clicking the icon.

Just remember.  We may not be able to change our actual age, but we can change the age others perceive us to be.  Harness your inner spirit and make it as young as you desire.

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